An Analysis on the Investment Pattern of Government Employees in Fertilizer Industry India

Author(s): Abarnah K and Dr. M Kotteeswaran

Abstract:

This study looks at how government employees in India choose to invest their money, especially in the fertilizer industry. Government workers usually have steady jobs and incomes, which makes them careful and safe investors. The fertilizer industry is important in India because it helps farmers grow more crops and supports the country’s food supply. Many companies in this industry offer investment options like shares, bonds, and mutual funds, but it is not clear how many government employees are aware of or interested in these options. The study aims to explore the level of awareness, investment preferences, risk perception, and influencing factors among government employees regarding fertilizer industry-related investments. Using both primary data collected through structured questionnaires and secondary data from reports and literature, the research evaluates the extent to which these employees invest in industry-specific instruments such as equity shares, mutual funds, bonds, and public sector undertakings (PSUs) related to fertilizers. The results show that most government employees prefer to invest in safe and traditional options such as fixed deposits, provident funds, and insurance. Very few of them invest in fertilizer-related companies because they either don’t know about these options or don’t feel confident doing so. The study suggests that there is a need to increase awareness and give proper financial guidance to help government employees explore more investment choices, including those in important industries like fertilizers.

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Pages: 34-38     |    3 View     |    0 Download